Key features 

  • Flexible, tailored funding packages available including debt and / or equity  finance 
  • We understand no deal is the same and tailor our finance to fit it 
  • We can help all parties understand their funding options
  • We have supported a wide range of acquisitions  

 

How we can help

A management buyout, or MBO, is when an existing management team or workforce buy a business from its owners. It can offer the vendor a quicker completion, give MBO teams the opportunity to capitalise on their knowledge of the business and is usually the least disruptive type of succession. 

If an external management team buys into a target company it is known as a management buy-in, or MBI. 

It's often an alternative route for experienced managers or management teams to become a majority stakeholder of a business. 

A buy-in management buyout, or BIMBO, is when the existing management team buy a business alongside outside investors, who eventually join them as owners and often sit on the new management team. 

This type of transaction is ideal for companies with a strong operational management, but lack leadership with the exit of the selling owner 

Vendor-initiated (sometimes vendor-induced) management buyout, also known as a VIMBO, means a business owner wants to sell their company to the current management team.  

It can carry the benefit for the company owner initiating the deal on their terms and getting a quicker release of cash.  

An acquisition is the purchase of one business or company by another company or other business entity. It can be a vehicle to allow enterprises to grow, shrink, and change the nature of the business or competitive position. 

An employee buyout, or EBO, is when the employees of a company buy the business from its owners. 

It can be a way of preserving jobs and ensuring the future of the company, with an incentivised workforce to take it forward.  

Looking to buy a business? 

Whether you're a business owner looking to acquire a competitor, or an entrepreneur looking to buy a business, we offer flexible, tailored funding packages including debt and / or equity finance 

Ready to sell? 

If you're looking to sell, have you considered your management team? We can support both management buyouts and vendor-initiated management buyouts with bespoke financial packages. 

Key information 

  • Debt and / or equity  finance available 

  • Interest is fixed for loan terms and is based on each businesses' individual circumstances 

  • When you apply you need to provide a structured business plan explaining how you’ll run the business and repay the finance 

  • When writing your plan you might want to consider involving a specialist accountant or corporate finance adviser 

  • Financials, statements and forecasts will be required to progress your application 

Empowering management teams 

Management teams often have the misconception they can't afford to buy out a business owner when the opportunity arises. 

However, we can support both management buyouts and buy-ins with  debt and / or equity  to cover the vast majority of the finance, so you only need to provide a small level of personal investment. 

Key information 

  • Debt and / or equity  finance available 

  • Interest is fixed for loan terms and is based on each business's individual circumstances 

  • When you apply you need to provide a structured business plan explaining how you’ll run the business and repay the finance 

  • When writing your plan you might want to consider involving a specialist accountant or corporate finance adviser 

  • Financials, statements and forecasts will be required to progress your application 

Dedicated structures such as Employee Ownership Trusts offer routes that open up the opportunity for employees to buy a business from its owner. Typically this involves 51% or more of the employees holding 25% or more of the business interest. 

Key information 

  • Debt and / or equity  finance available 

  • Interest is fixed for loan terms and is based on each business's individual circumstances 

  • When you apply you need to provide a structured business plan explaining how you’ll run the business and repay the finance 

  • When writing your plan you might want to consider involving a specialist accountant or corporate finance adviser 

  • Financials, statements and forecasts will be required to progress your application